Whenever something bad dawns upon us, we take it as a punishment. I called up my client in china and she had a fractured bone and she said its due to her past bad Karmas that she must be having this, now what do you say to such person…if I say its no karma, it would sound like a preaching at wrong time but that would be truth and if I say you would be fine..still we all know she would be..just could say i am sorry, anything bad comes to anyone, its Karma, if something good is happening to someone else, he is blessed, when I get something good, I worked hard for it…such a hypocrisy…and that is why we are unable to understand Karma..in reality, there is no good Karma or bad Karma, we all are here to born and evolve, we all emerged from light and the ultimate purpose of every soul is to go back to light after realising that its light like the ultimate purpose of a river is to merge into sea…now whatever happens in life is happening to teach us the lessons and if we do not learn lesson and keep taking it as a result of Bad karma, the thing would keep appearing in our life again and again and every next time it would be in bigger shape to make sure that we learn our lessons and the moment we would learn our lesson, we internalize our lessons the situation would change and would not appear again. We would be taken to next level for next learning. So if something is appearing, see, whats there to learn so that you can evolve do not take it as bad Karma or it would never get over.